Customers moving to China
Banking services to meet your various purposes
Whether you are going to the Chinese mainland or Hong Kong for study, work or wealth management, we are pleased to offer you suitable financial products and services, including overseas account opening referral service, Debit Card, Credit Card, Foreign Exchange, Remittance, Loan, Insurance, Internet and Mobile Banking, etc.
Robust digital banking service
In addition to Laos, Bank of China also offers digital banking service in the Chinese mainland and Hong Kong , which provide comprehensive functions on your fingertips.
Studying aboard is an unique opportunity for your children to broaden their horizons, learn and experience different culture. To ensure your children make the most of the time overseas, we are lining up the following service at your disposal:
Opening Bank of China personal accounts in the Chinese mainland or Hong Kong
If you are our existing customer1, please visit our branch to arrange account-opening for your children through referral service (for BOC accounts in the Chinese mainland2 or Hong Kong), to give you peace of mind before your children go aboard.
1 Terms and conditions apply, please contact us for details
2 Applicable to BOC branches in the Greater Bay area, including Guangzhou, Shenzhen, Foshan, Dongguan, Jiangmen, Zhuhai, Zhongshan
Proof of Deposit
We are pleased to offer this service, for visa applications and other purposes
Debit Card
For students who need to travel between China and Laos, our debit card offers seamless experience for daily purchases (both at physical stores and online), as well as withdrawals at global CUP ATM network.
Local Payment in China Mainland and Hong Kong
Mastering local payment is key for experiencing most out of living aboard. Perspective students may download the BOC Mobile Banking app in China mainland and Hong Kong , link their bank accounts with various payment tools to enjoy utmost convenience for purchases and paying bills, etc.
Insurance Service
To offer prudent protection to your children during studies overseas, insurance solution dedicated for overseas students is available at BOC in Hong Kong .
Studying in the Chinese mainland and Hong Kong guidebook
We are pleased to provide you information and references of pursuing University studies in China, click here to download the guidebook.
For enquiries, please contact us at 00856-21-228888 ext. 162 or 153 (service hours: 9:00am-5:00pm from Monday to Friday, except public holidays).
One Belt One Road initiative and long-term steady economic development in China have created good opportunities for career development and start-up business. And to support your ambition, we are pleased to offer you range of financial solutions as follows:
Opening Bank of China personal accounts in the Chinese mainland or Hong Kong
If you are our existing customer1, please visit our branch to arrange account-opening through referral service (for BOC accounts in the Chinese mainland2 or Hong Kong), to give you peace of mind before starting your adventure.
1 Terms and conditions apply, please contact us for details
2 Applicable to BOC branches in the Greater Bay area, including Guangzhou, Shenzhen, Foshan, Dongguan, Jiangmen, Zhuhai, Zhongshan
Debit and Credit Card
As you may need to frequently travel between China and Laos for business, you can use our debit card for daily purchases and withdrawals at global CUP ATM network.
Also, if you are planning to stay in China for longer period, you may consider applying for debit card (mainland / Hong Kong) and credit card3 (mainland / Hong Kong ) offered by BOC locally.
3 Terms and conditions apply. Please look for more info from respective BOC websites
Local Payment in China Mainland and Hong Kong
Mastering local payment is key for you settling into new “home”. You may download the BOC Mobile Banking app in the Chinese mainland and Hong Kong, link your bank accounts with various payment tools to enjoy utmost convenience for purchases and paying bills, etc.
Remittance Service
We understand the importance of seamless movement of funds for your business and work, you can use our convenient remittance service at our branch or via Internet Banking, to register payee accounts (for regular use) and submit requests.
Lending Service
To meet funding needs for yourself or your own business, we may consider applying for loans facility offered in the Chinese mainland and Hong Kong by BOC, in which some of them are available to overseas applicants4.
4 Only applicable to applicants who can provide valid proof of long-term residence permits or equivalent documentations. Other terms and conditions apply, please visit respective BOC websites for details.
Insurance Services
We would also suggest you subscribe for suitable insurance solutions to protect yourself and safeguard your family when you are on the go. If you are interested, insurance service is available at BOC in Hong Kong .
For enquiries, please contact us at 00856-21-228888 ext. 162 or 153 (service hours: 9:00am-5:00pm from Monday to Friday, except public holidays).
As your financial service partner, we understand your needs of preserving wealth, as well as capturing growth opportunities to fulfill your family and own purposes, hence, we are here to provide you some general pointers and access to potentially suitable propositions.
Wealth Management Service
Comprehensive wealth management service designated to meet high net-worth customers is available at BOC in the Chinese mainland and Hong Kong . General privileges include dedicated Relationship Manager, tailored products, concessionary fees and charges, etc. Please visit respective BOC websites for further details.
Investment Services
Riding on our extensive network and vase team of professionals in the Chinese mainland, Hong Kong and Southeast Asia, we are posed to help you identify investment opportunities globally and offer you choices of investment solutions1, for your wealth growth and asset allocation. Please visit the BOC website in the Chinese mainland and Hong Kong for details.
1Investment involves risks. Please refer to the relevant offering documents for further details including risk factors. This webpage does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. If you have any inquiries on the nature and risks involved etc, you should seek advice from independent financial adviser.
Insurance Services
With the growth of your own and family, children’s education, retirement living, and legacy inheritance, etc all need to be well-protected. As one of the key international financial centre, Hong Kong has the privilege of well-established personal financial propositions and services, and BOC in Hong Kong has been one of the key financial service providers for years. If you are interested to learn more, please contact us and we are pleased to refer you to respective professionals.
Disclaimer: Please note that some of the products and/or services related to cross-border financial needs are offered by the Bank of China Group offices operating overseas, instead of Bank of China (Hong Kong) Limited Vientiane Branch, use of any of these products or services is at your own discretion. Please evaluate carefully if any of the cross-border financial products or services stated is suitable in light of your needs. Please contact us at our branch or via call if you have any questions or look for more information.
